Mark HelmsInsurance & Benefits · Independent Advisor
Call (918) 359-8701

Straight answers about life insurance, retirement income, and Medicare.

I'm an independent advisor licensed in states across the country. I'll walk you through what fits your situation and what doesn't, in plain English. There's no cost to talk and no obligation.

Set up a time to talk Call (918) 359-8701

Who you're dealing with

For individuals and families

Coverage you buy for yourself, explained without the jargon.

Life insurance

Covering a mortgage, replacing income, or handling final expenses. Term and permanent coverage, priced across multiple companies.

Retirement income

Annuities and income planning for people who want a portion of their money doing something predictable.

Medicare supplements

Turning 65, or unhappy with the plan you have. I compare across carriers and tell you where the differences actually matter.

Supplemental, dental & vision

Accident, hospital indemnity, and critical illness coverage, plus individual dental and vision plans that fill the gaps.

For business owners

Fifteen years on the carrier and brokerage side of employee benefits, working for you instead.

Voluntary & worksite benefits

Employee-paid accident, hospital indemnity, and critical illness. Real coverage for your people at no cost to the business.

Group dental & vision

Benefits employees actually use and notice, at a price a small employer can carry.

Owner & key-person coverage

Key-person life, buy-sell funding, and executive bonus arrangements that protect what you have built.

Compliance support

Help navigating the requirements that come with offering benefits, from someone who has spent a career inside them.

How this works

  1. We talk for twenty minutesBy phone or in person, whichever you prefer. You tell me your situation. I ask questions. Nothing is decided.
  2. I bring you real numbersActual quotes from actual companies, with the tradeoffs explained. Including the option of doing nothing, if that's the right answer.
  3. You decide, on your timelineIf you want to move forward, I handle the paperwork. If you don't, that's a fine outcome and you won't hear from me every week.
Mark Helms, independent insurance advisor

About me

I've spent my career in the insurance and employee benefits business — first with national carriers and brokerages, and now independently as Mark Helms Insurance & Benefits. I've sat on both sides of this industry, which means I know how these products are built and sold, and I'll tell you when something isn't worth what it costs.

I played football at the University of Tennessee at Chattanooga and have spent my working life in this industry. I work with clients across the country by phone and video, which means you get my time without having to drive anywhere. If you buy something from me, I'm the person who answers the phone in three years when you have a question about it.

Set up a time to talk

Send this and I'll get back to you the same business day.

Or just call me directly: (918) 359-8701